Manley Insurance Group

Golden Rule is proud to be a member of the United Health Group family of businesses. As an innovative leader in the health and well-being industry, United Health Group currently serves nearly 55 million individuals nationwide, with products and services to help people achieve better health. Golden Rule has been a leader in the individual health market for nearly 60 years. Golden Rule offers a wide variety of affordable health insurance plans and is a pioneer of Health Savings Accounts (HSA's). Serving individuals and families is our primary focus. Because we are dedicated to this market, we have developed a unique understanding of the health insurance needs of individuals and families. This knowledge is reflected throughout your experience with Golden Rule -- in our high quality products, our handling of claims, and our customer service. Golden Rule is rated "A" (Excellent) by A.M. Best. This rating indicates financial strength and stability.

Health Insurance Solutions Including Health Savings Accounts from Golden Rule Insurance Company

Expertise

For more than 50 years, Golden Rule has developed health plans specifically designed to meet the needs of individuals across America. Our insureds share a common need for quality health coverage. At Golden Rule we recognize the critical importance of being responsive to the service needs of our customers. Everyone is busy today. So, we have streamlined our customer service operations and have trained representatives to handle claims and service requests as fast as possible. Every year, the Ward Financial Group, a Cincinnati-based management consulting firm specializing in the insurance industry, completes an in-depth analysis of the life-health insurance industry. Ward selects 50 companies from all over the country as the top-performing insurance companies. Golden Rule Insurance Company has been consistently selected to Ward’s 50 Benchmark Group. This award is for achieving outstanding financial results in the areas of safety, consistency, and performance over the previous five years.

Health Insurance for individuals and families

Products
Golden Rule’s health insurance portfolio includes Copay Plans, High Deductible and Basic Plans, Health Savings Account Plans for the self employed, Short Term Medical Plans, and Medicare Supplement Plans. Copay Plans are designed for individuals and families who want help managing their routine medical expenses, plus outstanding coverage for major health care expenses. High Deductible and Basic Plans are designed for individuals and families willing to take additional responsibility for routine health care expenses in exchange for lower premiums. Health Savings Account Plans help you take control of your health care expenses with a tax-favored savings account and quality medical coverage. Complete coverage details are provided in the policy and certificates. Optional benefits are available to help individuals and families further customize their insurance needs. These optional benefits include maternity benefit, prescription drug card benefit, supplemental accident benefit, physician and provider networks, and term life benefit. (Availability varies by plan and state.)

Customers
Our customers’ needs vary based upon their individual situations. Maybe you are self employed and need to purchase your own health plan. Perhaps your employer does not offer a health plan or offers a plan that you find too expensive. We also know that individuals hitting certain milestones in life, such as students graduating from college or early retirees, may need their own health plan. Regardless of your particular situation, we have helped thousands of individuals like you meet their insurance needs.

Resources
You can obtain information, including price quotes on our health insurance plans, from different sources depending upon your preference. We have established a highly trained team of professionals at our executive offices in Indianapolis, Indiana, that will help you learn more about our plans, provide a price quote, and assist you in applying for coverage, if you desire. Another option is to research our plans at several quoting Web sites that offer Golden Rule plans and pricing information on-line. We also have a large network of independent brokers throughout the country who are licensed and trained to market our products. How you choose to learn more about our products is completely up to you. We look forward to helping you soon. Please let us know if you have any questions.